08 6381 7100
1800 355 559
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For Full-time residential rental property with an initial lease of 3 months or longer. Our Flagship product provides you with extra protection should your Building be either insured elsewhere or in a Body Corporate/Strata complex.

This product offers some of the highest levels of Rent Default & Tenant Damage covers available on a fixed price (by location) package with the added benefit of having either $0 or minimal excess throughout.

Landlord's Extra Protection Insurance FAQ

• If I already have Building Insurance why do I need Landlord Insurance?
Standard Household & Strata policies generally provide cover for a comprehensive range of defined events such as Fire or Storm damage, however many of the risks that can cause serious loss of income and out of pocket expense are not covered. SGUA provides specialist insurance that offers peace of mind with cover to help protect you financially against Tenant damage, Non-payment of rent, Liability for accidents in your property causing bodily injury and we’ll even pay your rent for up to 52 weeks should an insured event means your building is no longer safe to live in.
• What am I covered for?
Click here to see what’s covered.
• What Excess will I pay if I make a claim?
For most of the cover there is no Excess applicable otherwise there are a minimal excesses payable – click here to see our Comparison chart showing what excesses are applicable.
• What additional covers do I get with the Value PLUS option?
We have upgraded our covers to include some additional features such as Accidental Damage, Pet Damage Garbage removal and more … Click here to see our Product Comparison Chart. Please review our price list here or you can give our friendly underwriting team a call.
• How do I arrange cover?
It’s easy - you can apply for cover on-line here or download an Application Form here. Alternatively, you can email us or speak to our friendly team – Contact details here.
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For Full-time residential rental property with an initial lease of 3 months or longer. Designed to cover the Building & Contents against a range of Defined Events up to your nominated sum insured. This product also contains options to protect your income if Tenants cause damage or don’t pay the rent, with the convenience of combining all your cover on one policy.

Landlord's Protection Insurance FAQ

• Why do I need Landlord Protection Insurance?
Standard Household policies generally provide cover for Defined events such as Fire or Storm damage, however many of the risks that can cause serious loss of income and out of pocket expense are either limited or not covered at all. SGUA provides specialist insurance that offers peace of mind with cover to protect your financial investment. If you were handing the keys to your car to a relative stranger to drive, it would make sense to have fully comprehensive insurance in place, so why not do the same for your investment property.
• What am I covered for?
Click here to see what’s covered.
• What Excess will I pay if I make a claim?
For some sections of cover, a standard excess applies and in the variable sections you can nominate from a choice of excess ie; choosing a higher excess will lower the annual cost of your insurance.
• What additional covers do I get with the Value PLUS option?
We have upgraded our covers to include some additional features such as Accidental Damage, Garbage removal and more …. click here to see our Product Comparison Chart.
• How do I arrange cover?
It’s easy - you can apply on-line here or download an Application Form here. Alternatively, you can email us or speak to our friendly team – Contact details here.
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This is a fixed price / fixed cover package priced according to the location of your holiday property. Designed to cover any of the following types of property:
  • A holiday flat or unit
  • A unit in a resort or managed complex
  • A holiday home if the building is insured elsewhere

Holiday Unit Insurance FAQ

• What am I covered for?
Owner Contents: Choice of either up to $30,000 or $60,000 cover for damage as a result of a comprehensive range of Defined events including
  • Fusion and flood cover.
  • Legal Liability - Up to $20 million cover for personal injury to other people, or loss or damage to their property.
  • Loss of Rent – Up to $50,000 if your holiday property is untenantable as a result of an insured event.
  • Damage by Tenant – Up to $50,000 cover for deliberate or malicious damage to Building or
Click here to see what’s covered.
• What Excess will I pay if I make a claim?
Loss of Rent - $0 | Legal Liability - $0 | Earthquake - $200 | Accidental Damage(if selected) $250 per Event with a max of 2 excess | All other cover - $100
• What additional covers do I get with the Value PLUS option?
We have upgraded our covers to include some additional features such as Accidental Damage, Pet Damage Garbage removal and more … Click here to see our Product Comparison Chart. Please review our price list here or you can give our friendly underwriting team a call.
• How can I arrange cover?
It’s easy - you can apply for cover online here or download an Application Form here. Alternatively, you can email us or speak to our friendly team – Contact details here.
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Designed to cover any of the following types of property:

  • A second home which is occupied periodically for recreational purposes.
  • A second home which is let to others on short-term rental arrangements.
  • A unit in a resort which is owned by you but which is let out to others by the resort management.

Holiday Home Insurance FAQ

• What am I covered for?
Building & Contents - Up to nominated sums insured for a range of defined events including Fusion & Flood cover Legal Liability - Up to $20 million cover for personal injury to other people, or loss or damage to their property. This can arise from events that occur in your home and/or events that occur in connection with your business (ie events involving the guests at your property).

Optional Covers:
  • Loss of Rent: Up to $50,000 if your holiday property is untenantable as a result of an insured event covered in the policy
  • Damage by Tenant: Up to $50,000 cover for deliberate, intentional or malicious damage done to Building or Contents by the Tenant.

Click here to see what’s covered.
• What Excess will I pay if I make a claim?
For some sections of cover, a standard excess applies and in the variable sections you can nominate from a choice of excess ie; choosing a higher excess will lower the annual cost of your insurance.
• What additional covers do I get with the Value PLUS option?
We have upgraded our covers to include some additional features such as Accidental Damage, Pet Damage Garbage removal and more … Click here to see our Product Comparison Chart.
• How do I arrange cover?
It’s easy - you can apply for cover on-line here or download an Application Form here. Alternatively, you can email us or speak to our friendly team – Contact details here.

Address

109 St Georges Terrace,
Perth WA 6000

PO Box 5663 Perth St Georges Terrace WA 6831

Contact

Phone: 08 6381 7100
Free Call: 1800 355 559
Email : insurance@sgua.com.au

Working Hours

Monday – Friday
8.00 – 16.30
Western Australian Time

SGUA is a brand name of Ukawa Pty Ltd trading as St George Underwriting Agency.

Ukawa Pty Ltd trading as St.George Underwriting Agency (ABN 59 009 357 582 AFSL 236663) acts under a binding authority from the product issuer Assetinsure Pty Ltd (ABN 65 066 463 803, AFSL 488403). Any advice provided is general advice only and does not take into account any person’s particular financial needs or objectives. Please read the relevant Product Disclosure Statement, Key Facts Sheet and Target Market Determination available from us to consider whether our product is right for you. Benefits are subject to terms and conditions, including the limits and exclusions of your policy.

We are also a foundation member of the Underwriting Agencies Council, which represents underwriting agencies at industry level to government and elsewhere. Read more

Ukawa Pty Ltd arranges this insurance under its AFS Licence as agent of AssetInsure Pty Ltd ABN 65 066 463 803 AFSL 241436.

Any advice about the insurance products described in this website is general advice and has been prepared without taking into account anyone’s objectives, financial situation, or needs. Anyone intending to acquire a policy should consider the appropriateness of this advice together with the Product Disclosure Statement relating to the policy before making any decision about whether to purchase a policy.

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